Insurance Agent serving Howell, MI
From Howell's historic courthouse square to farms and new neighborhoods across Livingston County, protecting what you've built takes an agent who listens first. Basemah Elayan Insurance Agency — an exclusive AAA Insurance agency rated 5.0 stars on Google — serves Howell with 25 years of experience and straight answers.
Auto coverage for I-96 and beyond
Howell commuters put real miles on their vehicles. We make sure your liability limits, PIP medical choice, and uninsured motorist coverage match how much you actually drive — and find every discount, including multi-car and AAA membership savings.
Homes, hobby farms, and everything on the property
Howell properties often come with more — outbuildings, equipment, acreage, toys. We review what a standard homeowners policy actually covers, close the gaps, and add boat, RV, or umbrella protection where it makes sense.
Small business coverage for Livingston County
Downtown Howell shops, contractors, and home-based businesses: we write business owner policies, general liability, and commercial auto — reviewed by an agent who owns a business herself.
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Frequently asked questions
Do you serve Howell and Livingston County?
Yes — Howell, Brighton, and the surrounding Livingston County communities are all in our service area. Quotes are free at (734) 224-9424.
Does homeowners insurance cover my pole barn or outbuildings?
Other-structures coverage handles detached buildings, but the default limit is often too low for a serious pole barn or workshop. We'll check yours and adjust it properly.
Can you review my current coverage before I switch?
Always — bring us your renewal and we'll compare line by line, honestly. If your current policy is the better deal, we'll tell you.
Coverage cannot be bound or altered via email or this website — please call the office to confirm any change to your policy.